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Scratch card is a famous card game not only in Vietnam but also in many other countries. Each player will be dealt three cards, and the goal is to have the highest total score. The score of each card is calculated as follows: Cards from 2 to 9 are worth their points, while cards 10, J, Q, K are worth 10 points. Aces are worth 1 point or 11 points depending on the player's calculation. The player wins if the total score of his three cards is higher than his opponent's. One of the important factors in scratch card is observing and reading the opponent to guess whether they have a strong hand or not.

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Another strategy to protect your finances when gambling is to only use idle money. This means that players should not use money that is meant for essential needs such as rent, school fees or monthly salary to gamble. Only using money that you can save or do not need will help you minimize financial risk if you lose.